Budget Better. Stress Less.

The only app you need to track your bills and budgets ... Affordable and Reliable!

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What We Offer

Your Finances, Secured and Simplified

Enhanced Security
Data Protection
Bank Integration

Effortless Bill Tracking Awaits Join the smartCent Revolution!

Securely connect your banks to smartCent to see everything in one place.. No more juggling different banking apps, just total clarity with simple bill tracking and complete personal finance tracking to help you stay organized and in control.

smartCent

Who We Are

We help everyone manage their finances effortlessly.

Managing your bills and expenses shouldn’t be a source of stress. We know how easy it is to lose track of payment deadlines, accidentally overspend, and face those frustrating overdue charges. That’s why we created this app, a simple, intuitive design to help you stay on top of your finances. With features like a personalized calendar for tracking due dates, automated reminders, and real-time spending insights, and complete personal finance tracking, our app makes managing your bills and budget easier than ever. Say goodbye to financial chaos and hello to a more organized, stress-free approach to managing your money.

smartCent Features

All the features you need to manage your finances

Take Control of Your Finances Before the Month Ends

Your Wallet Health Report is ready to unlock insights you didn’t know you needed.

Join thousands of Australians already using smartCent to track bills, understand spending, and make smarter money moves.

Control your spending by setting up expense budgets.

Set budgets for each type of expense and easily track your spending to stay on top of your game.

Keep track of all your spending and earnings at one place.

Securely link your bank accounts and get live feeds. Download your transaction history for the past 18 months with complete security.

Stay stress-free and receive timely notifications for upcoming bills.

No hassle of searching through emails and multiple apps to manage your bills. With smartCent, see all your future bills for the next 12 months.

0+

Years of Foundation

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App Users

Secure. Private. Protected

Your security is our highest priority

Safely get bank feeds with bank-grade security. Reliable Cloud Infrastructure with AWS.
TLS Encryption for Data Transmission. User Data Privacy Enabled.

SSL Encrypted
Hosted at AWS
User Data Privacy Enabled
Fast, secure, and effortless bank syncing.

Connect with All Major Banks

National Bank of Australia
Commonwealth Bank
Westpac
ANZ

Let's Make Your Personal Finance Tracking a Breeze!

Let's Get Started Now

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Best Personal Finance App for Everyone

Discover Your Financial Health

Unlock a quick, personalised Wallet Health Report to assess your current spending, savings and investment patterns—powered by smartCent.

It takes 2 minutes – and you’ll gain actionable insights to boost your financial wellbeing.