Smart. Simple. Secure.
Check your wallet health with smartCent's Wallet Health Report
Streamline your finances with real-time Wallet Health insights. See how your income, expenses, and debt align before making any big decision.
Trusted by 1,200+ users
Why choose us?See what fits your finances instantly
Get a complete view of your financial comfort zone before making any major decision. smartCent’s Wallet Health Report uses your verified bank data to give you insights that actually matter.
Your monthly money picture
See where your money goes each month, in one clear view.
Debt-to-income ratio
Understand your financial balance and risk level.
Personalised budget insights
Spot where your money goes and where to optimise.
Income vs commitments
See how your regular income compares with your bills and repayments.
Your financial clarity is just three steps away.How smartCent’s Wallet Health Report works
01
Connect your bank securely
Link your account in seconds with bank-grade security. smartCent automatically syncs your recent transactions and bills—no manual input needed.
02
We do the maths
Your income, spending and commitments are analysed and laid out in one clear report.
03
Get your Wallet Health Report
View your personalised Wallet Health Report, with a clear picture of your income, spending and debt-to-income ratio.
No matter your goals — we make money management simple.smartCent works for everyone
For busy professionals
Keep your bills, budgets, and bank accounts in one place. Stay organised, track spending, and never miss a payment again.
For families
Manage shared expenses and household budgets effortlessly. smartCent helps you plan, track, and balance every family bill together.
For students
Build better financial habits early. Set budgets for essentials, monitor spending, and learn real-world money management.
For goal setters
Saving for a dream trip, car, or home? Use the Wallet Health Report and Budget Planner to stay on track with every goal.
For small business owners
Stay on top of invoices, utilities, and recurring costs. smartCent’s auto-categorisation and live feeds keep your cash flow clear.
Fast, secure, and effortless bank syncing.Connect your bank securely
National Australia Bank
Commonwealth Bank
Westpac
ANZ
Secure. Private. Protected.
Your security is our highest priority
Safely get bank feeds with bank-grade security. Reliable Cloud Infrastructure with AWS. TLS Encryption for Data Transmission. User Data Privacy Enabled.
SSL Encrypted
Hosted at AWS
User Data Privacy Enabled
Take control of your finances before the month ends
Your Wallet Health Report is ready to unlock insights you didn’t know you needed.
Join 1,200+ people already using smartCent to track bills, understand spending, and make smarter money moves.
Still thinking about it?
Your finances won’t wait, but smartCent makes managing them effortless.
You’ve seen how simple it can be to understand your money. No complex spreadsheets. No guesswork. Just clear insights, all in one app.
Download smartCent