Over time, these small steps build stronger financial habits, reduce stress, and bring real clarity to how you manage your money — giving you the confidence to plan, save, and grow with ease.
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Welcome to the smartCent Help Center
This guide will walk you through everything you need to know about creating a bill in smartCent. Whether you’re adding your first bill or managing recurring payments, these steps ensure your bills are organized, visible, and paid on time.
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How to create a bill in smartCent?
Lets learn smartCent
Explore the smartCent Learn page and watch helpful videos to make the most of your smartCent experience. Discover tips and guides to easily manage your bills, track expenses, and take control of your finances!
Take the Next Step Toward Smarter Finances
Learning is just the beginning — putting that knowledge into action is where real change happens. After exploring the smartCent Learn videos, take a moment to explore the tools within your app. Set spending goals, automate bill reminders, or review your monthly expense insights to see where your money goes.
Every feature in smartCent is designed to make financial management simpler, faster, and stress-free. Whether you’re improving your budgeting habits or planning ahead for major expenses, the more you use smartCent, the more confident and in control you’ll feel. Start small, stay consistent, and let smartCent help you turn everyday actions into lasting financial progress.
Step-by-Step Guide to Creating a Bill
Setting up a bill in Smartcent is a straightforward process designed for ease of use. Simply follow the steps below to get started.
Accessing the Bills Tab
Begin by navigating to the Bills tab within the smartCent application. This is where you can manage all your bill-related activities.
Adding a New Bill
Click on the ‘New Bill’ button. This will open a form for you to enter your bill details.
Entering Bill Details
Provide the bill amount.
Enter the bill name.
Select the date you last paid the bill.
Choose the appropriate category for your bill.
Set the bill payment interval.
Make sure all the required fields are filled in accurately before proceeding.
Finalising the Bill Creation
Once all details have been entered, click the ‘Create Bill’ button. smartCent will automatically handle the rest.
To update or delete the bill, you can select it from the list on the Bills tab.
Bill Management Features
After creating your bill, you can view scheduled bills for up to six months in advance on the Calendar. Additionally, Smartcent will send you a notification on the day your bills are due, ensuring you never miss a payment.
Step-by-Step Guide to Getting Your Wallet Health Report
The Wallet Health Report helps you understand your financial habits by analysing your spending patterns over time. Follow the steps below to unlock your personalised report.
Open the Wallet Health Report from Your Dashboard
Log in to your smartCent account and navigate to your main dashboard. You’ll see the “Wallet Health Report” option highlighted — click to begin your report setup.
Enter Required Details
Provide at least 3 months of bank statements to allow smartCent to analyse your spending trends accurately.
Unlock the Report
You can unlock your Wallet Health Report for just $1.99 (GST included). This small one-time payment gives you access to detailed spending insights and personalised summaries.
Review Your Insights
Once processed, you’ll receive a complete overview of your spending patterns — including top categories, frequency of expenses, and savings opportunities.
Keep Tracking Regularly
Your Wallet Health Report can be generated periodically to track progress, understand changes, and continue improving your financial health.
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