A bill reminder and bill calendar app built for Australians
smartCent keeps every bill in one place, puts due dates on a calendar and reminds you the day before each one is due, so late fees and surprise renewals stop catching you out. Here’s everything it does.
Bill calendar
See every bill on a calendar alongside your daily spending. Look up to 3 months ahead on Standard, or 6 months ahead on Premium.
Bill reminders
Get a notification the day before each bill is due, so you have time to pay it. Standard and Premium send daily notifications for upcoming bills, so annual ones like car rego and insurance never sneak up on you.
Track all your bills
Add bills yourself or mark transactions as bills. Track up to 10 bills on Starter, or up to 200 on Standard and Premium, from rent and utilities to subscriptions and memberships.
Wallet Health Report
Every week, see your income against your bills and commitments, your debt-to-income ratio and where your money goes. Included in Standard and Premium. Learn about the Wallet Health Report.
Live bank feeds
On Premium, connect up to 10 bank accounts and your transactions sync automatically, with up to 18 months of history. Connections run through our data provider, Credit Sense, with read-only access.
Budgets and automatic categories
Set a budget for each type of expense. Transactions are categorised automatically, and you can change any category.
Secure by design
Your data is encrypted in transit and at rest, every login uses two-factor authentication, and payments are handled by Stripe. Read about security at smartCent.
On the web, iPhone and Android
Use smartCent in your browser or download the app from the App Store or Google Play.
Try it free for 3 days
Every plan starts with a 3-day free trial. Compare plans or start your free trial.