About smartCent

A bill tracker that shows you what’s coming

smartCent is a bill tracker and bill reminder app made by Smartcent Pty Ltd, founded in 2024. It exists to fix a simple, expensive problem: annual bills, quiet price rises and due dates that land in the same week are easy to miss, and late fees follow.

Why smartCent exists

Most money apps show you where your money went. smartCent focuses on what’s coming next. Every bill sits on a calendar, you get a reminder the day before each one is due, and a weekly Wallet Health Report shows your income against your bills and commitments.

What we stand for

Affordable
Simple monthly plans, and every plan begins with a 3-day free trial. See pricing →
Simple
Add a bill in under a minute and see the months ahead at a glance.
Secure
Bank connections are read-only, every login uses two-factor authentication, payments are handled by Stripe and the platform runs on AWS. Read about security →
Built around real bills
From rent, utilities and insurance to car registration, subscriptions and annual renewals, smartCent keeps every kind of bill in one place.

Money made smarterOver $500B in personal finance apps by 2031 — and growing fast

More people are choosing to manage money digitally than ever before. With global adoption growing 25.2% every year, personal finance apps are becoming the new standard for financial awareness and control.
25.2%Annual growth
Global personal finance app market
smartCent puts you ahead of the curve, giving you the same tools used by millions worldwide to stay organised, pay bills on time, and plan confidently for the future.

Market opportunityThe opportunity

Digital money management is growing rapidly. As people seek better financial control and banks embrace open data, smartCent leads this transformation with automated bill tracking, live feeds, and Wallet Health insights—bringing clarity and confidence to every decision.

smartCent today

More than 1,200 people use smartCent on the web, iPhone and Android. You can download it from the App Store or Google Play, or log in through the website and see everything it does.
Questions or feedback? Contact us or start your free trial.

Company details

Smartcent Pty Ltd
ABN 73 676 320 577
63-73 Ann St, Surry Hills NSW 2010
customersupport@smartcent.com.au