Turn Every Dollar You Track Into Rewards You’ll Love

Because Managing Money Should Pay You Back

Few Simple Steps

How It Works

Earn Points Automatically

Stay consistent: link your bank, set a budget, track bills. Each verified action adds points — no extra steps needed.

Track Your Progress

Track your progress in-app. Hit milestones and level up to unlock better rewards and enhanced status.

Redeem & Enjoy

Use your points to claim premium features, partner discounts or even a complimentary month of service.

Benefits

Why Join the SmartCent Loyalty Program?

Save More, Spend Smarter

Every responsible decision earns you rewards — think of it as cashback for being financially mindful.

Level Up for Consistency

The longer you stay active, the more exclusive perks you unlock — early access to features, priority support, and more.

It’s 100% Free

No hidden fees. Just pure benefits for doing what you already do inside SmartCent.

Your Rewards, Your Data — Always Secure

SmartCent runs on bank-grade encryption, and your reward activity never affects your account data. Every action you take stays private and secure.

Ready to Earn While You Manage?

Join the SmartCent Loyalty Program today and start getting rewarded for staying financially organised.

Pro Tip

Stay consistent for 3 months and unlock your Gold Saver tier — complete with exclusive cashback and early access to new budgeting tools.

Trusted by Over 11000+ Users

Your Rewards, Your Data Always Secure

SmartCent runs on bank-grade encryption, and your reward activity never affects your account data. Every action you take stays private and secure.

smartCent

0+

Years of Foundation

0k

App Users

0k

Budgets Analyzed

Secure. Private. Protected

Your security is our highest priority

Safely get bank feeds with bank-grade security. Reliable Cloud Infrastructure with AWS.
TLS Encryption for Data Transmission. User Data Privacy Enabled.

SSL Encrypted
Hosted at AWS
User Data Privacy Enabled
Fast, secure, and effortless bank syncing.

Connect with All Major Banks

National Bank of Australia
Commonwealth Bank
Westpac
ANZ

Let's Make Your Personal Finance Tracking a Breeze!

Happy Clients with Trust Score 4.7/5 (Based on 1,200 reviews)

smartCent

Let's Get Started Now

Get Latest Updates

Best Personal Finance App for Everyone

Discover Your Financial Health

Unlock a quick, personalised Wallet Health Report to assess your current spending, savings and investment patterns—powered by smartCent.

It takes 2 minutes – and you’ll gain actionable insights to boost your financial wellbeing.