Start Sharing, Start Earning
Money management is more rewarding together.
- Earn per Refer
Refer a Friend Earn Rewards Together.
Good money habits are better when shared.
Few Simple Steps
Here’s How It Works
Share Your Link.
Invite friends to join SmartCent using your unique referral link — via text, email, or social.
They Sign Up & Start Saving.
Once your friend creates a SmartCent account and links their first bank, both of you win.
You Both Earn Rewards.
You’ll receive SmartPoints, and your friend gets a welcome bonus toward their premium trial or future perks.
Reward
What You’ll Get
500 SmartPoints for every successful referral.
Bonus 1000 SmartPoints when 5 of your friends start using SmartCent actively.
Unlimited referrals — the more you share, the more you earn.
Smart. Secure. Private.
Why Share SmartCent?
Help Friends Save More
They’ll thank you for introducing them to smarter money management.
Grow Your Reward Tier Faster
Every referral counts toward your Loyalty Level upgrade.
Win Exclusive Perks
Top referrers unlock limited-edition bonuses and cashback offers.
Trusted by Over 11000+ Users
0+
Years of Foundation
0k
App Users
0k
Budgets Analyzed
Secure. Private. Protected
Your security is our highest priority
Safely get bank feeds with bank-grade security. Reliable Cloud Infrastructure with AWS.
TLS Encryption for Data Transmission. User Data Privacy Enabled.
SSL Encrypted
Hosted at AWS
User Data Privacy Enabled
Fast, secure, and effortless bank syncing.
Connect with All Major Banks
National Bank of Australia
Commonwealth Bank
Westpac
ANZ
Let's Get Started Now
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Best Personal Finance App for Everyone