Stop chasing clients for bank statements.
SmartSnc is a bank statement collection and sharing platform. Your clients connect once, and their statements arrive with you automatically — ready to drop into the systems you already use.
Built for accounting practices, bookkeeping firms, and lending and mortgage brokers across Australia.
Statement collection is the bottleneck
Every engagement, every quarter, every application starts the same way — waiting on documents. SmartSnc removes that wait.
A cleaner way to get the data in
One platform for requesting, receiving and organising client bank statements — without adding another system to learn.
Automated collection
Your client authorises the connection once. Statements are then delivered to you on an ongoing basis, so there is nothing left to chase.
Consistent, usable files
Statements arrive in a consistent, structured format instead of whatever the client happened to send — ready to hand to the tools you already run.
Secure by design
Statements move through a purpose-built, encrypted channel rather than email attachments, and banking credentials are never stored by SmartSnc.
Client roster in one place
See at a glance which clients are connected, which are still pending, and what has come in — across your whole book.
Wallet Health Report
Each connected client comes with a visual spending analysis you can share with them — a natural opening for advisory conversations. Included with your subscription.
Fits your workflow
SmartSnc is not accounting, bookkeeping or tax software and does not replace it. It sits in front of your existing stack and feeds it.
Four steps, then it runs itself
Invite your client
Send a secure invitation from your SmartSnc dashboard. No software for them to install.
They authorise access
Your client gives consent to share their bank statement data with your practice, and can withdraw it at any time.
Statements flow through
Statement data is collected and delivered to you in a consistent format, on an ongoing basis.
You get on with the work
Take the data straight into your existing systems — and share the Wallet Health Report with the client.
Turn compliance work into advisory conversations
Once a client is connected, SmartSnc produces a Wallet Health Report — a clear, visual read on how their money is actually moving. It is something you can put in front of a client without preparing anything by hand.
- A shareable summary you can bring to a client meeting
- Refreshed as new statement data comes through
- A practical starting point for cashflow and advisory discussions
- Part of the SmartSnc package — not a separate purchase
Built for practices that collect client bank statements
Client data handled the way it should be
Statement sharing is consent-based from end to end, and sensitive documents stop travelling through inboxes.
Encrypted in transit and at rest
Statement data is encrypted on the way through and while stored, on reliable cloud infrastructure.
No stored banking credentials
SmartSnc does not hold your client’s internet banking log-in details.
Consent your client controls
Access is granted by the client, visible to the client, and can be withdrawn by the client at any time.
Frequently asked
Is SmartSnc accounting or bookkeeping software?
No. SmartSnc is a bank statement collection and sharing tool. It does not do your bookkeeping, ledgers or tax work — it gets clean client bank statement data to you so the systems you already use can do their job.
Who is it for?
Accounting practices, bookkeeping firms, and lending and mortgage brokers — anyone whose work stalls while waiting on a client’s bank statements.
What does my client have to do?
Accept your invitation and authorise the connection. There is nothing for them to install, and no documents for them to find, scan or email.
Does this replace the software we already run?
No, and it is not meant to. SmartSnc sits in front of your existing stack and feeds it — nothing in your current setup needs to change.
How is this different from the smartCent app?
smartCent is our consumer app for personal bill tracking and budgeting. SmartSnc is a separate product for professional practices, with its own dashboard, its own subscription and its own onboarding.
What is the Wallet Health Report?
A visual spending analysis generated for each connected client, which you can share with them. It comes as part of the SmartSnc subscription.
How do we get started?
Request a demo. We will walk you through the dashboard, the client invitation flow, and how the statement data lands with you.
See it on your own client workflow
Book a short, personalised demo and we will show you how SmartSnc handles statement collection for a practice like yours.
SmartSnc is a product of Smartcent Pty Ltd (ABN 73 676 320 577), Australia.
